Equipment Financing

Finance up to 125% of the Equipment Your Business Needs

While running a business is demanding, financing the equipment you need shouldn’t be. When you need upgraded equipment to expand your business and better serve your customers, accessing capital quickly is critical.

Cent Banc’s Equipment Financing products offers funding in as little as 2-3 business days so. Access up to $250,000 with a one-page application only, or up to $1,000,000 with financials. Cent Banc offers flexible terms and world-class service to help support your company’s capabilities.

Loan Amount

$50,000 – $1,000,000

Term

Up to 10 Years

Interest Rates

As Low as 4.50%

Loan-to-Equipment Cost

As High as 100-125% to Cover Soft Costs

Equipment Financing Benefits

  • No Money Down Required
  • Quick Access to Cash
  • Limited Paperwork: Supply us an Invoice and a One-Page Application
  • Equipment Serves as Collateral

Get The Best Rates and Terms for Your Equipment Loan

We advise, structure, and build your loan package and then shop to over 50 Financial Institutions to get you the best terms available.

How Does Equipment Financing Work?

Most businesses can qualify for up to 125% loan-to-equipment financing. Interest rates and loan amounts are typically determined by the value and useful life of the equipment, your business’ financial performance (if you choose to secure better terms, we advise supplying your company’s financials), and sometimes, your credit score.

Since the equipment serves as collateral, Equipment Financing is a fantastic option for individuals with less than stellar credit scores (although a 660 minimum FICO score certainly helps).

Advantages of Equipment Financing

  • 0% down payment options allow you to better manage your cash flow and meet your business’ cash flow needs.
  • 2-3 day fundings allow flexibility and easy access to new or upgraded equipment and technology.
  • Equipment loans allow you to own that equipment after your loan gets paid off vs simply leasing it.
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