Investment Property, Rehab, and Special Purpose Loans
We can place most types of special purpose, single family, and condo loans.
Special Purpose Loans: Unique Properties or Circumstances
Investment Property and Special Purpose Loan Highlights
- Residential Construction Loans of $500k or more
- Commercial and Residential Condo Units in large MSAs
- Owner Occupied Businesses
- Parking Garages and Storage Facilities
- Offices and Workspaces
- New York City Co-operatives with Underlying Mortgages
- Mixed Use Properties supporting a Retail Component
- Non HUD Construction Loans to 80% LTV (extremely strong financial capacity required)
Our specialty loan product division is tailored for unique properties with special circumstances. Our minimum loan amount is $3M on specialty loans and $1M on residential loans. We may need a bit more time to source an investor or lending source on certain properties.
Although we accommodate financing for most properties, at this time we do not finance churches, gas stations, auto dealerships, or highly speculative development projects. Please contact us if you feel your property may not fit within our criteria or take a few minutes to fill in our loan application for a fast response. We will make every attempt possible to assist you in satisfying your financing needs.
Investor Single Family and Condo Loans
We welcome all types of properties, but specialize in investment property loans for single family residences and condos. We can place most types of rehab loans and accommodate buy and flip or buy to hold scenarios for properties in larger MSAs.
If you’re an investor with great credit and strong financials or are able to allocate a large down payment, we can help. We can also arrange a LOC tied to a cross on other related assets. We offer a wide assortment of programs for investment property loans from non-owner occupied 30 and 40 year programs to bridge loans for a buy and flip scenario. Our long term amortized loans are extremely competitive with low rates and fees. Other products are priced according to risk so it makes sense to factor these costs into your spreadsheet.
What our Clients have to say:
- Business and Real Estate Law
Our law firm isn't large but our clients are demanding. Working with Cent Banc is professional and they're experts in all real estate capacities. In addition to financing, it's nice to know we have a valuable source for reliable data and consultation.