Shopping Center Financing and Retail Loans are Available at Competitive Terms and Low Rates.
Our Capital Finance team specializes in sourcing low-cost and flexible retail loans for new development and existing shopping centers.
Retail and Shopping Center Loans

Shopping Center and Retail Loan Terms
- Financing for mixed-use properties at competitive rates
- Retail loans from $10M at exceptional rates
- We source from Conduit, Regional, and Institutional Lenders
- Rapid underwriting decisions for Acquisition or Refinancing
- 30 year fixed rates and short term ARMs
- Principal balance pay-downs or cash-out options
- Potential for non-recourse predicated on asset and borrower
- Dark Anchor with paying national tenant case by case
Retail finance is a specialty of Cent Banc’s Capital Finance team. Our professionals have substantial expertise in sourcing retail loans to finance the acquisition, development, and recapitalization of retail properties in all major markets and suburban sub-markets. With unrivaled knowledge in all classes of retail properties, including strip mall, mini mall, neighborhood and regional malls, lifestyle centers, power centers, mixed-use developments and luxury centers, our team utilizes their capital markets expertise and an aggressive investment banking approach to create the maximum financial leverage on each transaction. This leverage translates into superior loan pricing and larger loan amounts. Whether you are seeking a shopping center loan to finance a new development or to purchase an existing one, we offer creative and flexible retail financing solutions.
We’re proud to offer an innovative methodology of securing shopping center loans for either anchored or unanchored properties. Net leased single tenant properties and NNN (net net net) loans are available on a case by case basis. Similar to securing a construction loan, retail loan origination is more likely to occur for properties in highly visible, accessible, and populated areas. Profitable operating histories and positive cash flows are essential to locking favorable rates and terms, although we aggressively place value-added structured acquisitions with a good story.
Through our diligent capabilities, multi-level relationships, and knowledge of both retail assets and the capital markets, our team achieves our clients’ investment objectives in the most efficient, effective and profitable manner possible.