What we Offer
Cent Banc can help you source financing for a variety of commercial property types with favorable rates and terms. Select your asset type below to get started.
Debt Placement
As a leading investment house for commercial real estate syndications, Cent Banc’s unparalleled market knowledge and substantial transaction history provides us the ability to structure creative and flexible financing strategies. Our extensive relationships with Wall St. hedge funds, Real Estate Investment Banking Firms, Insurance Companies, Foreign and Domestic, Pension Funds, Endowment Funds, and Private Investors have allowed us to offer competitive terms and dependable solutions for our clients.
Our debt placement strategies are based on institutional-quality real estate assets and intelligent use of leverage. Cent Banc can assist with the following debt structures for all segments of the capital stack:
- Fixed-rate loans
- Floating-rate loans
- Residential and Commercial Construction loans
- Commercial Construction/permanent loans on a case by case basis
- Bridge/Acquisition Loans
- Recapitalization
- Mezzanine Debt
- Preferred Equity
Our Debt Placement team provides creative debt structuring alternatives that lead to favorable loan terms and investment outcomes.
Equity Placement
Cent Banc provides private equity real estate services for commercial developers and investors. Our extensive capital relationships with with International Investment Banks, REITs, Pension and Hedge Funds and Private Investors provide us with numerous capital sources and working knowledge of their investment preferences. With our focused expertise and proven track record in equity placements, Cent Banc can offer our clients unique competitive advantages and flexible structuring for their commercial real estate investments.
Cent Banc’s Equity Placement Services incorporate a holistic approach in creating the optimal equity structure for each client’s unique capitalization parameters. We can assist in the following:
- Analyzing capital needs for commercial real estate developers and investors across most asset classes
- Syndicating equity capital for Joint Ventures
- Identifying and arranging creative financial structuring based upon the unique needs of each project
- Preferred Equity
- Organizing multi-tiered capital stacks
- Recapitalization
- Portfolio Financing
Our Equity Placement team structures debt alternatives with diverse sources of equity capital.
Cent Banc provides a wide variety of commercial loan products. Our team of experts specialize in sourcing financing for Construction, Apartment and Multi-Family, Retail Shopping Centers, Warehouse and Industrial, Special Purpose Single Family Residence, and Hotel properties. We have an expertise in transactions that are outside the box, including fast fundings or lender take-outs for renegotiated loans.
Our minimum loan size on a first trust deed encumbrance is $1 million for Apartment/Multi-Family and $3 million for all other loan types. We also consider mezzanine financing on low loan-to-value or higher loan-to-value Trophy Properties in exceptional areas. Mezzanine financing may require an equity position as well as a debt position. For Bridge loans our minimum loan amount is $1 million. Bridge loans typically have a term of one year or less and revenues are fast forwarded through higher initial fees rather than over the 15-25 years life of the loan. HUD financing is available and extremely competitive, however, timing is currently at 9-12 months.
In order for us to provide terms and pricing, it’s imperative that the information provided is as accurate as possible.Take a few minutes and fill out a loan application to start the process. We will quickly analyze the property’s cash flow and borrower’s qualification and respond as soon as feasible. Take a look at our FAQ’s to answer any questions you may have.